529-to-Roth IRA Rollover Rules in 2026: Five Questions That Help Determine Whether You Qualify
How does the 529-to-Roth IRA rollover work?
06-6-2026
Latest
The Real Story Behind Social Security Overpayments
More than 99.5 percent of the time, people are being paid correctly.
06-3-2026
More Social Security Rules I Can’t Explain
There are a few Social Security rules that people question a lot.
05-27-2026
Is Your Cautious Retirement Spending Doing More Harm Than Good?
Many retirees underspend out of fear, even when they can safely afford a better lifestyle.
05-26-2026
The Inherited IRA 10-Year Rule Is Fully Enforced in 2026—What Beneficiaries Need to Do Now
Missed inherited IRA required minimum distributions could now trigger IRS penalties.
05-22-2026
Why Turning 60 Is a Good Time to Start a New Career
A growing number of retirees are going back to work to regain meaning and social connection.
05-22-2026
Why Are There So Many Rules?
Social security accommodates all the complicated twists and turns of life.
05-20-2026
A Troubling Trend: Why More Workers Are Tapping 401(k)s Early and How to Resist
More Americans are draining their 401(k)s early, risking long-term retirement security.
05-19-2026
Your Biggest Asset May Be Your Biggest Retirement Risk
Rising insurance, taxes, and maintenance costs are making retirement homeownership more expensive.
05-18-2026
What Happens if I Keep Working While Earning Social Security?
Social Security recipients may still work, but earnings above certain limits may temporarily reduce benefits.
05-15-2026
Forbes Column Full of Holes
A recent edition of Forbes Magazine included an article called "Seven Ways Social Security Benefits are Unfair.
05-13-2026
Over 60? These 4 Financial Moves Might Offer Your Best ‘Return’ on Investment
As retirement approaches, paying down debt and building cash reserves may matter more than saving every extra dollar.
05-8-2026
The Roth IRA Mistake Costing Millennials Their Best Shot at a Tax-Free Retirement
Millions of millennials are losing years of tax free growth by leaving Roth IRA money in cash.
05-7-2026
The Good Old Days at a Social Security Office Were Not Necessarily So!
Let me take you back to a Social Security office in 1973.
05-6-2026
Brokerage Account Versus IRA: Which One Do You Open First?
What is the difference between a brokerage account and an IRA?
05-2-2026
The $1.46 Million Quest: How to Reach Your ‘Magic Number’ for Retirement
Retirement is getting more expensive—here’s how to aim for $1.46 million without falling behind.
05-1-2026
Your 401(k) Gift Could Be a Retirement Trap
Helping family with your retirement savings feels right, but large 401(k) withdrawals can come with costly consequences.
04-30-2026
Identity Theft: Usually Not a Social Security Issue
SSA gets involved in your life for three reasons but resolving identity theft is not one of them.
04-29-2026
Retire Now or Wait for Medicare?
For those with strong savings, retiring before Medicare is less about cost and more about readiness.
04-28-2026
The Perfect Time to Claim Social Security
More retirees are filing early, but that decision can reduce long-term financial security.
04-24-2026
Your Company Is in Trouble—What Actually Happens to Your Pension?
Let’s talk pension protection during a company bankruptcy.
04-23-2026
Lawyers and Social Security Disability
If it were easy to qualify for disability benefits, why would people need to hire lawyers to get them?
04-22-2026
Roth Conversions: How to Do It Without Getting a Tax Shock
A Roth conversion can create tax-free retirement income, but careful timing and tax planning are essential.
04-20-2026