California's housing costs are more than double the national average, and the inventory of homes people can actually afford to buy keeps shrinking. Hundreds of laws have been passed. The entry-level home has largely ceased to exist. So what actually changed? The redevelopment system California dissolved over a decade ago did more than move money. It created a framework for local collaboration, predictable financing, and anti-displacement protections built up over 60 years. What replaced it, Patterson argued, was built on different assumptions entirely. Tia Patterson, president and CEO of the California Community Reinvestment Corporation, joined the show to explain what the conversation about California housing keeps missing. Views expressed in this video are opinions of the host and guest, and do not necessarily reflect the views of The Epoch Times.