Dave Ramsey

Dave Ramsey is CEO of Ramsey Solutions, host of "The Dave Ramsey Show," and author of best-sellers including “The Total Money Makeover.” Follow Dave at DaveRamsey.com and on Twitter @DaveRamsey.

Don’t Let Up. You Can See the Finish Line!

Dear Dave, My husband and I have been married for a couple of years. In that time, we’ve ...

Personal Finance August 25, 2026
Be Gentle, but Don’t Fund Financial Irresponsibility

Helping a loved one with a money problem requires being kind but firm.

Credit Cards November 15, 2024
That’s a Pretty Good Deal

Dear Dave, I’m in college full-time right now, and my parents have been generous enough to pay for ...

Budgeting June 5, 2024
Which Comes First?

Dear Dave, My wife and I have three young daughters. Is there a Baby Step for weddings? We ...

Personal Finance May 28, 2024
The Lesser of 2 Evils

Dear Dave, My husband and I are following your plan, and we’re on Baby Step 2. We just ...

Wealth Management May 16, 2024
Where’s the Money Going?

Dear Dave, I have a roommate, and we’ve shared the same two-bedroom apartment for about three years. During ...

Wealth Management May 9, 2024
Increase Expectations Gradually

Dear Dave, I’m getting married this summer and about to become a stepmom. To be honest, I’m a ...

Personal Finance March 5, 2024
A Lesson He’ll Remember for the Rest of His Life

Dear Dave, Our 21-year-old son is in college, and we’ve always warned him to stay away from credit ...

Personal Finance February 28, 2024
A Big Mess

Dear Dave, I’m a single mom, and I opened my own small business last year. The business isn’t ...

Personal Finance February 27, 2024
More Harm Than Good

Dear Dave, Our son has been married for about three years, and he and his wife are having ...

Lifestyle February 26, 2024
Be Fair, but Firm

Dave, My husband and I have run our own small business for nearly 10 years. Our largest client, ...

Personal Finance January 28, 2024
Guide Them, but Let Them Learn From Their Mistakes

Dear Dave, My wife and I have started teaching our 5-year-old son about money. Do you feel we ...

Personal Finance January 25, 2024
Don’t Be Afraid to Start Small

Dave, I’d like to slowly start a business online while working my regular job. But even though I’m ...

Personal Finance January 1, 2024
‘Stuff’ Just Doesn’t Do It

Most families have money problems at some point. And when I was a little kid, our family went ...

Personal Finance December 24, 2023
It’s a Credit Card Addiction

A reader struggles with a mother-in-law's credit card problem.

Personal Finance December 13, 2023
Be Gentle, He’s Moving in the Right Direction

Dear Dave, We’re following your Baby Steps plan, and we’ve paid off all our credit cards. But when ...

Personal Finance December 2, 2023
Go Into Debt for a Wedding? Nope!

Dear Dave, Our daughter’s college education is pretty much paid for already through grants and scholarships, and my ...

Personal Finance November 28, 2023
Don’t Panic, You Have Plenty of Time

Dear Dave, My husband and I have just $12,000 to pay off before we’re debt-free. We’ve paid off ...

Personal Finance November 26, 2023
Risk Is Real

The pros and cons of house-flipping.

Personal Finance November 13, 2023
It’s a Gift to Your Family

Dear Dave, I’m 67, and I’ve been wondering what your position is on preplanning for a funeral versus ...

Personal Finance November 8, 2023
When You Nickel and Dime Things, Nothing Gets Done Well

Dear Dave, I’m currently on Baby Step 2, and I have about $7,000 in debt to pay off ...

Personal Finance November 1, 2023
Eventually, You Become Self-Insured

Dear Dave, My wife and I are both 36 years old, and we have two children. Our son ...

Personal Finance October 21, 2023
What’s Fair to Everyone Concerned?

Dear Dave, About a year ago, my husband and I offered an empty house we own to a ...

Personal Finance October 9, 2023
It’s Not a Good Long-Term Plan

Dear Dave, My girlfriend’s parents are divorced, and they’re both in their early 70s. We talked the other ...

Personal Finance October 2, 2023
Take the Bigger Check

Dear Dave, My car was declared totaled because of hail damage, and my insurance company says I have ...

Personal Finance September 29, 2023
Workers and Givers

Dear Dave, My wife and I have been very fortunate in our careers. We both have six-figure incomes, ...

Personal Finance September 15, 2023
Life Insurance Isn’t a Baby Step

Dear Dave, I just discovered you and your teachings a couple of weeks ago. I’m already on Baby ...

Personal Finance September 14, 2023