Gen Z’s Credit Scores Are Dropping—Here’s What to Do
NEW YORK—Gen Z has seen its credit scores drop more than any other generation over the past year, largely because of student loan debt, according to a new report out ...
10-8-2025
Latest
How to Help Someone You Love Build a Good Credit Score
These days, it's important for every adult to own one good, all-purpose credit card for the purpose of maintaining a high credit score.
12-18-2025
Like It or Not, You Need a Good Credit Score
We live in a world where, in select situations, one's credit report is considered a character reference.
12-11-2025
How to Remove Your Name From a Co-Signed Loan
You wanted to help your loved one, or maybe a friend needed some help buying their car. But now you realize that wasn’t a good idea, and your ...
09-6-2024
Can Buy Now, Pay Later Plans Help Build Credit？
By Ashlyn Brooks From Kiplinger's Personal Finance Apple recently announced that loans made through its buy now, pay later (BNPL) program will be reported to Experian, a major ...
07-13-2024
Use Your Tax Refund to Help Build Your Credit Score
Tax Day has passed, and you already know if you will get a tax refund. Most people have a good idea of what they want to do with ...
04-23-2024
Why Adding a Child as an Authorized User Might Not Help Their Credit
As parents, we want the best for our children: health, happiness—and hardy credit. Having a strong credit profile can determine whether your kid gets approved for a loan ...
04-6-2024
Facts About Credit Scores and Foreclosures
In 2023, foreclosures were up 10 percent from 2022 and 136 percent from 2021. According to the U.S. Foreclosure Market report, the 2023 foreclosures filings were 357,062. This ...
02-27-2024
How to Recover From a Financial Security Breach
There are different types of security breaches or identity theft. It can wreak havoc on your credit. And, unfortunately, some breaches can hurt your child’s future credit too. ...
11-4-2023
How Retirement Can Hurt Your Credit Score
By Ashlyn Brooks From Kiplinger's Personal Finance One surprising aspect of retirement: It could lower your credit score. Even if borrowing isn’t on your agenda, your credit score ...
09-23-2023
The Credit-Building Road With Alternative Credit Cards Could Be Bumpy
Getting a first or second chance to build credit with a credit card has been easier in recent years because financial technology companies have created alternative options. These ...
07-13-2023
Why You Should Check Your Credit Report Annually
Negative information in your credit report can be detrimental to your finances. This information can prevent you from buying a home or car. Because of this, monitoring your ...
06-23-2023
What’s the Deal With Jumbo Loans
One of the reasons that First Republic Bank failed was the abundance of low-interest jumbo loans they had outstanding. Jumbo loans or mortgages are riskier for banks to ...
05-26-2023
Go Bankless With a Cash-Only Lifestyle
Even though most Americans regularly use credit cards, many still operate on a cash-only basis. After recent bank collapses, more Americans have taken their money out of the ...
05-23-2023
14 Ways to Revamp Your Personal Finances Even When Money is Tight
Many of the opportunities available to you are dictated by your financial situation, making it difficult to overstate the importance of taking care of your personal finances. When ...
04-15-2023
10 Best Credit Cards for Fair Credit
Having a credit card offers a wide range of benefits. Hit with an unexpected expense like a flat tire or broken water pipe? You can take care of ...
04-7-2023
FICO Changes That Could Impact Credit Availability
In 1989, the Fair, Isaac, and Company (FICO) established FICO scores. It provided an industry standard for scoring creditworthiness. It was fair for both consumers and lenders. Before ...
03-28-2023
Raising Your Credit Score Can Save Thousands on a Mortgage
Before you buy a home and get a mortgage, there are ways to ensure you get a better deal from a lender. The difference can save you many ...
03-20-2023
How to Get Your Credit Score Above 800
One of the best things you can do for your finances is to have a good credit score. Having a good score will help you get some good ...
02-3-2023
10 Hacks to Increase Your Credit Score Fast
Your credit score impacts everything from getting a favorable interest rate on a credit card to buying a home, paying for insurance, and more. If your current credit ...
01-15-2023
Online Credit Reports & How They Are Tracking Everything You Do
Imagine that you’ve been invited to join a friend on a weekend getaway. The only problem? Your dog has to stay home. Thankfully, you can solve this problem ...
01-7-2023
5 Ways to Build Your Credit Score in 2023
You’ve got big financial plans for 2023. Maybe they include buying a home or car, or getting a new travel rewards credit card to help pay for your ...
12-28-2022
Millennial Money: How Stay-at-Home Spouses Can Build Credit
Spouses share a lot, but no matter your relationship status, your credit score belongs to you and you alone. Even if you’re 100 percent supported financially by your ...
11-25-2022