The Zero-Based Budget That Helped Me Pay Off $87,000 in Debt in 26 Months
Here’s how assigning every dollar a job helped me eliminate debt and rebuild my financial future.
05-12-2026
Latest
The Ultimate Risk-Free, High-Yield, Guaranteed Investment
When looking at investments, many people disregard one of the best and easiest places to invest their money—their own debt.
04-29-2026
Debt Consolidation: Good Solution or Terrible Mistake?
Consolidation may seem like a simple solution to a difficult situation, but beware potential pitfalls.
02-11-2026
Beyond FICO: A Strategy for Productive Debt or Personal Leverage
Not all debt is bad: Productive debt builds assets and cash flow, while consumer debt funds depreciating expenses.
02-6-2026
Time’s Up on Some Adjustable-Rate Mortgages
As adjustable-rate mortgages reset, homeowners face higher payments and tough choices.
01-24-2026
Protect Yourself From Homeowner Scams
Scammers prey on struggling homeowners with false promises that can lead to lost equity and foreclosure.
01-15-2026
The Smartest Ways to Pay for a Major Home Renovation
Check savings, debt, and credit before starting. Focus on what you can afford.
11-4-2025
New Banking Regulations: What Does That Mean for Your Money?
New banking rules promise easier credit but fewer protections.
10-24-2025
The 2026–27 FAFSA Application Is Live—What to Know
Apply early—the Education Department is processing forms despite the shutdown.
10-17-2025
Get Financially Confident, Starting Now
Saving money is like magic because it changes your attitude and calms your fears.
10-17-2025
How Many Missed Mortgage Payments Before Foreclosure?
Missing three mortgage payments can trigger foreclosure, but timelines and rules vary by lender and state.
09-30-2025
Types of Liens and How to Remove Them
Liens can quietly tie up your property—until debts are paid.
09-19-2025
What You Need to Know About the New Rules for Student Loans
By Kerri Anne Renzulli From Kiplinger's Personal Finance Sweeping changes are coming to student loans, courtesy of a new federal education bill. Almost everyone with a federal loan ...
08-19-2025
Is Borrowing Against Your House a Wise Move?
Although you may be using your home equity to pay down debt or do home improvements, it’s important that you know the facts.
08-18-2025
Tips to Help Manage Your Buy Now, Pay Later Loans
NEW YORK—Between rising prices and dwindling job growth, using “buy now, pay later (BNPL)” on everything from concert tickets to fast food deliveries is becoming increasingly appealing. But ...
08-8-2025
Over 50 and Still Paying Student Loans? Here’s Some Help
By Maurie Backman From Kiplinger's Personal Finance It’s easy to think of student loans as a young person’s problem. But the reality is that a good number of ...
07-16-2025
What Charging Off Bad Debt Really Means
If your debt has been charged off by a credit card company or financial institution, you are still legally obligated to pay it.
05-25-2025
Are You Responsible for Your Deceased Spouse’s Debts?
It’s hard enough when a spouse dies, but having to worry about their debts can be overwhelming. When someone passes away with credit card debt, loans, or other ...
05-24-2025
Should You Pay Off Your Mortgage When You Retire?
By Sandra Block From Kiplinger's Personal Finance New retirees face a host of choices. Where’s the best place to volunteer? Is this a good time to launch a ...
05-21-2025
Government Goes After Defaulted Federal Student Loans
According to a Department of Education news release, 42.7 million borrowers owe more than $1.6 trillion in student debt.
05-5-2025
How to Balance Student Loan Repayment With Other Financial Goals
Balancing student loan repayment with other financial goals requires thoughtful planning and disciplined execution.
05-3-2025
Why Debt-to-Income Ratio Matters
Many Americans struggle with debt. But this debt can hinder personal finances in more ways than one. That's because if you have too much debt in relation to ...
04-10-2025