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life insurance

  • Things to Know When Choosing Between a Long-Term Care Policy and an Insurance Rider
    Things to Know When Choosing Between a Long-Term Care Policy and an Insurance Rider
    Preparing for the possibility of needing long-term care is something everyone should think about before reaching retirement age. Medicare does not cover it, and Medicaid only pays after you have ...
    August 1, 2024BY Mike Valles
  • What Happens If You Outlive Your Term Life Insurance?
    What Happens If You Outlive Your Term Life Insurance?
    Americans are living longer. According to the U.S. Census Bureau, the average life expectancy is 79.9. That's the ...
    July 24, 2024BY Anne Johnson
  • What You Should Know About Estate Planning
    What You Should Know About Estate Planning
    When you are ready to create an estate plan, it needs to include all your assets—at least the ...
    February 16, 2024BY Mike Valles
  • When Should You Buy Life Insurance?
    When Should You Buy Life Insurance?
    By Donna LeValley From Kiplinger's Personal Finance Your need for life insurance changes with the stages of your ...
    January 31, 2024BY Tribune News Service
  • How to Optimize Your Life Insurance Planning for Taxes
    How to Optimize Your Life Insurance Planning for Taxes
    Buying a life insurance policy can help provide additional funds for your beneficiaries if needed and help cover ...
    January 25, 2024BY Mike Valles
  • Insurance Needed in Sound Financial Management
    Insurance Needed in Sound Financial Management
    Most people know they need sound financial management. It starts with establishing a budget and then using it ...
    December 28, 2023BY Anne Johnson
  • How to Get More Tax-Free Income in Retirement
    How to Get More Tax-Free Income in Retirement
    Paying taxes during your retirement years can significantly reduce your retirement income. Finding ways to eliminate most of ...
    November 27, 2023BY Mike Valles
  • Australia’s Life Insurance Sector Hits $1.2 Billion in FY23: KPMG
    Australia’s Life Insurance Sector Hits $1.2 Billion in FY23: KPMG
    Profits doubled during the last financial year.
    October 22, 2023BY Celene Ignacio
  • Eventually, You Become Self-Insured
    Eventually, You Become Self-Insured
    Dear Dave, My wife and I are both 36 years old, and we have two children. Our son ...
    October 21, 2023BY Dave Ramsey
  • Insurance Regulator Takes Action Against Life Insurance Sales Practices
    Insurance Regulator Takes Action Against Life Insurance Sales Practices
    Ontario's insurance regulator says it has taken enforcement action after finding widespread deficiencies related to the sale of ...
    October 4, 2023BY The Canadian Press
  • It’s Not a Good Long-Term Plan
    It’s Not a Good Long-Term Plan
    Dear Dave, My girlfriend’s parents are divorced, and they’re both in their early 70s. We talked the other ...
    October 2, 2023BY Dave Ramsey
  • How To Invest in Debt (7): Life Settlements and Viaticals (III)
    How To Invest in Debt (7): Life Settlements and Viaticals (III)
    Qualified Investors Only Unfortunately, there are also some net worth and income requirements. In most states, investors must ...
    August 17, 2023BY Michael Pellegrino
  • How to Invest in Debt (6): Life Settlements and Viaticals (II)
    How to Invest in Debt (6): Life Settlements and Viaticals (II)
    Aside from the “ick factor” discussed above, there are a few risks that must be carefully managed: 1. ...
    August 16, 2023BY Michael Pellegrino
  • How to Invest in Debt (5): Life Settlements and Viaticals (I)
    How to Invest in Debt (5): Life Settlements and Viaticals (I)
    Most investors haven’t heard of life settlements, and those who are aware of this opportunity usually do not ...
    August 15, 2023BY Michael Pellegrino
  • Calculating Health Risks Into Your Estate Planning
    Calculating Health Risks Into Your Estate Planning
    As you grow older, the chances of developing health problems increase. Although you may be someone that will ...
    August 10, 2023BY Mike Valles
  • More Than a Check When You Check Out
    More Than a Check When You Check Out
    By David Rodeck From Kiplinger's Personal Finance Many retirees drop their life insurance once their kids have grown ...
    June 7, 2023BY Tribune News Service
  • Congratulations, Graduate! Now, Grow Your Wealth!
    Congratulations, Graduate! Now, Grow Your Wealth!
    Congratulations, new graduate!  Now that you have your sheepskin in hand, it's time to really grow up and start ...
    May 10, 2023BY J.G. Collins
  • How to Use Cost-Effective Strategies to Leave Your Assets to Your Beneficiaries
    How to Use Cost-Effective Strategies to Leave Your Assets to Your Beneficiaries
    After accumulating many assets over the years, you want a way to pass them on to your beneficiaries ...
    March 3, 2023BY Mike Valles
  • Life Insurance Tactics for Small-Business Owners
    Life Insurance Tactics for Small-Business Owners
    Having a small business often means that it is the only income available to support a family. Fluctuations ...
    February 8, 2023BY Mike Valles
  • Josh Stirling: Dissecting Excess Death Data and How Insurance Industry’s Trillions Could Be Deployed to Help the Vaccine-Injured
    Josh Stirling: Dissecting Excess Death Data and How Insurance Industry’s Trillions Could Be Deployed to Help the Vaccine-Injured
    “The more doses on average you have in a region within the United States, the bigger increase in ...
    January 24, 2023BY Jan Jekielek
  • The Savings Game: The Advantages of Life Insurance Over Retirement Accounts
    The Savings Game: The Advantages of Life Insurance Over Retirement Accounts
    By Elliot Raphaelson From Tribune Content Agency Although Ed Slott (IRAhelp.com) is an expert in IRAs and other ...
    January 2, 2023BY Tribune News Service
  • How COVID-19 Affected Life Insurance and Brought About the Changes You May See Soon
    How COVID-19 Affected Life Insurance and Brought About the Changes You May See Soon
    The life insurance industry has permanently changed due to COVID-19. The pandemic and the large number of deaths ...
    December 10, 2022BY Mike Valles
  • Life Insurance Strategies for Small Business
    Life Insurance Strategies for Small Business
    Building a business is challenging, but keeping that business going after you're gone is another challenge. So, clear ...
    December 6, 2022BY Anne Johnson
  • 12 Things Your Kids Actually Might Want to Inherit
    12 Things Your Kids Actually Might Want to Inherit
    One of the things you need to prepare for when you’ve reached your retirement age is your will. ...
    October 31, 2022BY Due
  • Alternatives to Annuities
    Alternatives to Annuities
    You may be attracted to the idea of receiving a lifelong income after retirement. Unfortunately, pensions are disappearing. ...
    October 5, 2022BY Due
  • Now That You Make Good Money, What Are Your Options?
    Now That You Make Good Money, What Are Your Options?
    As they grow older and advance in their careers, many professionals start to find that they have more ...
    September 11, 2022BY Due
  • Adults Aged 35–44 Died at Twice the Expected Rate Last Summer, Life Insurance Data Suggests
    Adults Aged 35–44 Died at Twice the Expected Rate Last Summer, Life Insurance Data Suggests
    Death claims for working-age adults under group life insurance policies spiked well beyond expected levels last summer and ...
    September 6, 2022BY Margaret Menge
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    State Department Says 75 Americans Remain Missing After Nepal-Tibet Flood
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  • Push-Up Science: 4 Exercises to Build Upper-Body Strength
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