mortgage stress test

Canada's Superintendent of Financial Institutions has responded to calls for lower requirements on mortgage applicants, saying that lenders need to keep the "stress test" to ensure applicants will be able to ...

Housing affordability in Canada is as bad as it’s been in over 30 years despite being a longstanding ...

The number of households under ‘mortgage stress’ sharply fell to near record lows in mid-2021 despite the loss ...

A better balance between encouraging home ownership and curtailing household debt is needed in Canada, says Paul Taylor, ...